Interesting breakdown between Visa/Mastercard and Amex… I always felt Amex tries to position itself more on exclusivity while Visa/Mastercard dominate with accessibility. But one thing I never fully got—do merchants pay higher fees for Amex, and is that why some small shops don’t accept it? Reading all this reminded me of when I was comparing routers like the netgear nighthawk rax200—specs look good on paper, but the real difference shows up in how they work in daily use. Maybe it’s the same with cards too, depends more on the actual experience than the branding.
Interesting breakdown between Visa/Mastercard and Amex… I always felt Amex tries to position itself more on exclusivity while Visa/Mastercard dominate with accessibility. But one thing I never fully got—do merchants pay higher fees for Amex, and is that why some small shops don’t accept it? Reading all this reminded me of when I was comparing routers like the netgear nighthawk rax200—specs look good on paper, but the real difference shows up in how they work in daily use. Maybe it’s the same with cards too, depends more on the actual experience than the branding.