1) If the IPO is cleared by SEBI and the market turns bearish , so do the companies have the right to postpone the IPO based on the market conditions or are they given a deadline by SEBI to list their shares ? 2) Why is there are clearance difference between an issue less than 750 crore and more than 750 crore ? The lower ones are cleared by regional offices and the higher ones are cleared by executive directors ? 3) How does a company decide the pricing of share and can SEBI instruct company to make changes as in the article its said that SEBI has asked for disclosures regarding the pricing of shares based on past fundraising ?

1) With digital payment platforms like google pay , upi etc . are there chances that banks may face challenges as there will be less customers resorting to use of NEFT and RTGS facilities as they charge some amount to execute the transaction whereas there are no charges incurred on digital platforms ? 2) Will these platforms completely remove the need to carry cash and make people totally dependent on them as we are moving towards the digital age ?

What does the statement mean : " in our view , price stability , sustained growth and financial stability need not be mutually exclusive ? "

What are zero coupon bonds ?

1) Sir , if you could please elaborate the part where the article says that "half of the firms we rate are getting an EBITDA boost from currency weakening" ? 2) Why only sectors like IT , metals and chemical are benefitting from it ?

1)What do you mean by black swan ? 2) Also in the past we have seen the fall of terra luna which had led to bear market in crypto industry , do you feel that the Failure of FTX will push the crypto market into a more bearish scenario and it will be difficult for major coin like Bitcoin and Ethereum to recover as the market follows these 2 major coins ? 3) As the article says that Indian investors fear the transparency in the crypto market , so is there a possibility that exchanges like Wazir x can meet the same fate at some point in time as recently it was in the news where ED had frozen their bank accounts ? 4) Will the introduction of new digital rupee kill the crypto market and wipeout the concept of decentralization ? How is the digital rupee gonna be different from an ordinary rupee coin ?